There is also the case of having a CCJ and not knowing about it!
How did that happen? Did someone not have an up-to-date address? If people don't know they have terrible credit then we could have a problem!
At 18:25 +0100 12/9/08, Thomas Dalton wrote:
There is also the case of having a CCJ and not knowing about it!
How did that happen? Did someone not have an up-to-date address? If people don't know they have terrible credit then we could have a problem!
Sorry, to be clear. In general, people can have a CCJ and not know about it.
This did not happen with WER Ltd, AFAIK. I was simply say that it can happen.
Gordo
On Fri, September 12, 2008 18:25, Thomas Dalton wrote:
There is also the case of having a CCJ and not knowing about it!
How did that happen? Did someone not have an up-to-date address? If people don't know they have terrible credit then we could have a problem!
So far as I am aware this was not the case with anyone who has been involved with WER at any time. I think Gordo (OP) was just making the point that as individuals we very little control over what the credit reference agencies think they know about us nowadays (and can't easily argue against it, if we do find out)
Alison
2008/9/13 Alison Wheeler wikimedia@alisonwheeler.com:
On Fri, September 12, 2008 18:25, Thomas Dalton wrote:
There is also the case of having a CCJ and not knowing about it!
How did that happen? Did someone not have an up-to-date address? If people don't know they have terrible credit then we could have a problem!
So far as I am aware this was not the case with anyone who has been involved with WER at any time. I think Gordo (OP) was just making the point that as individuals we very little control over what the credit reference agencies think they know about us nowadays (and can't easily argue against it, if we do find out)
Ah, yes, that's another risk - not having a CCJ but the banks thinking you have. Anyway, it shouldn't be an issue - most of the banks I spoke to said they don't credit check signatories. You must have been unlucky with Co-op!
At 13:56 +0100 13/9/08, Alison Wheeler wrote:
On Fri, September 12, 2008 18:25, Thomas Dalton wrote:
There is also the case of having a CCJ and not knowing about it!
How did that happen? Did someone not have an up-to-date address? If people don't know they have terrible credit then we could have a problem!
So far as I am aware this was not the case with anyone who has been involved with WER at any time. I think Gordo (OP) was just making the point that as individuals we very little control over what the credit reference agencies think they know about us nowadays (and can't easily argue against it, if we do find out)
Alison
Yes, exactly.
In my own example, three of us applied, one was found credit unworthy, but the person who I telephoned said that she could not tell me who it was, data protection she said. So, I had to guess which of the other two applicants was the problem.
Gordo
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