Delirium wrote:

Out of curiosity, does this apply across the entire EU, or only within the euro-zone? For example, could you send money DE->UK (or vice versa) for free?

I did this recently. As Joachim said, it is free if you provide the SWIFT and IBAN code, but there is one catch: it is only free if the transfer is in euros (i.e., if the UK account is in euros). Otherwise, the English bank will charge you - in my case (Barclays), the charge is six pounds. However, if I understand it correctly, the German bank won't be able to charge you; before, both banks charged you. The rule is from 1 July 2003, so not all bank employees know about it.

Hope this helps, Jitse Niesen