. . . . . . . . . . . . . . . . . . . . . . . . . . . till we *) . . .
>PayPal is popular but you need a credit card. Those
are not very
>popular in Europe. Expensive, unsucre and not very usefull. Most
>transactions are done by bank tranfer and a debet card.
A few points:
-- Paypal does not require a credit card. You can make direct
bank transfers as well.
Without creating a PayPal account (which I didn't want at the moment) I
wasn't able to make sure if this applies to free PayPal accounts and to
bank accounts outside the US. Could you please give some more
information on this?
-- Credit cards are not expensive -- they are entirely
certainly don't pay anything at all for any of mine (and you don't
pay interest if you pay your bills on time either). They're
essentially the same as a debit card, but more secure (if there's
a dispute with a dishonest merchant, you don't pay until the
dispute is resolved, while with a debit card they already have
your money, and you don't get it back until the dispute is
resolved -- also by law in the US at least, the consumer is only
responsible for up to $50 of credit card fraud). -- In the US at
least, most debit cards work through the credit card system as
well. They're treated as debit, but you can use them in a credit
card reader just fine.
But credit cards just are not that common in the Euro zone -- I guess
you're not familiar with money transfer systems here. E.g., a lot of
operations in Germany is made via Online Banking systems at the moment,
and there is also the Maestro EC debit card system used in many
countries of the eurozone.
>In the euro-zone you can make a bank transfer from
one account to
>a other account in the euro-zone for the same price like a local
>transfer. That is almost always free.
I think that'll be possible starting in 2004? At the moment, it's not
>A Wikimedia euro bankaccount in euro-zone state can
>for donations from Europe. No need for a credit card, easy to do,
>no loss of mony; 1 euro donation = 1 euro for Wikimedia. Not 1
>euro - x%
On the other hand, the expenses are all currently in
the US, so
the currency will have to be converted at some point to US$. This
would also require a resident of Europe to handle the bank account
and to periodically mail checks to Jimbo (or bank transfer the
funds to a US account, which probably isn't free).
It depends on the number of euro zone Wikipedians and the amount of
money that'll be founded by them, if this is a good idea or not.
/ / / / ... Till Westermayer - till we *)
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