Daniel-
The 2) toobar is fatally flawed; as I said before it is a word processor-like toolbar that doesn't do what such a toolbar is expected to do.
All I see is a row of buttons and a line under it that says "Click a button to see an example for this formatting" - that seems fairly obvious to me. Let's judge this feature based on more feedback than just yours. I think your arguments smack of techno-elitism, "I learned wiki markup the hard way, so everyone else has to as well!" I would have loved to have even such a simple help toolbar when I started using Wikipedia. Yes, wiki markup is simple, but it's good to have learning aids.
Regards,
Erik