Here is a list of major credit card payment systems the foundation could directly integrate with from a discussion on the tech list last month:

http://mail.wikimedia.org/pipermail/wikitech-l/2005-December/032824.html

I suspect many of them would have much lower transaction amount % fees than PayPal; however, these will likely never be lower than 2% due to the fact that the payee receives the funds immediately while the card holder has a 20-30 day no-interest grace period in which to pay back the amount.

Date: Fri, 23 Dec 2005 07:56:24 -0800 (PST) From: Daniel Mayer maveric149@yahoo.com Subject: Re: [Foundation-l] fund drive, and e-gold revisited To: Wikimedia Foundation Mailing List foundation-l@wikimedia.org

[snip]

There are dozens, if not hundreds, of other systems we could use. While I’m not completely satisfied with PayPal (they need to give us a price break; fees in the 4 to 5% range are closer in value to point-of-sale taxes than normal transaction fees) or MoneyBookers (not the easiest service to use), I do think that the two together fit our current needs. Thus, IMO, there is no pressing need to add another payment option at this time.

__________________________________ Yahoo! for Good - Make a difference this year. http://brand.yahoo.com/cybergivingweek2005/