Gregory Maxwell:
When you sign up an account it presents you with a little box with the terms as well.
As http://commons.wikimedia.org/wiki/Commons:Stock.xchng_images/vote explains, the TOS distinguish between terms for *uploaders* and terms for *downloaders*. The terms for uploaders do not require them to delegate any rights to SXC, nor do they place any additional restrictions on the photos. SXC has no legal standing to dictate terms for downloaders beyond those the copyright holders agree to (by specifying the usage restrictions and following the terms for uploaders).
The terms on the site refer to the specific terms set per image by the holder over and over again.
This is exactly what we are referring to as well.
I notice that you didn't reply to my comment on contacting the copyright holder..
There's nothing wrong with it. We simply don't require it.
Erik