Hi finance experts,
I spent some time looking for camera insurance for the camera that Cascadia has requested funding to purchase. It looks like standalone camera insurance is relatively expensive. Personal insurance, even with an endorsement, won't cover a camera that is used regularly for organizational use. How have other orgs arranged for camera insurance, if you have any?
Thanks, Pine
Ours comes as part of our office (& officers) insurance: you might not have an office, but it might be worth contacting an insurance company who deal with nonprofits?
Richard Symonds Wikimedia UK 0207 065 0992
Wikimedia UK is a Company Limited by Guarantee registered in England and Wales, Registered No. 6741827. Registered Charity No.1144513. Registered Office 4th Floor, Development House, 56-64 Leonard Street, London EC2A 4LT. United Kingdom. Wikimedia UK is the UK chapter of a global Wikimedia movement. The Wikimedia projects are run by the Wikimedia Foundation (who operate Wikipedia, amongst other projects).
*Wikimedia UK is an independent non-profit charity with no legal control over Wikipedia nor responsibility for its contents.*
On 16 February 2015 at 06:06, Pine W wiki.pine@gmail.com wrote:
Hi finance experts,
I spent some time looking for camera insurance for the camera that Cascadia has requested funding to purchase. It looks like standalone camera insurance is relatively expensive. Personal insurance, even with an endorsement, won't cover a camera that is used regularly for organizational use. How have other orgs arranged for camera insurance, if you have any?
Thanks, Pine
Treasurers mailing list Treasurers@lists.wikimedia.org https://lists.wikimedia.org/mailman/listinfo/treasurers
Hi,
Wikimédia France purchased an insurance which is not for each devices, the insurance company covers us until x€. It covers materials for theft, lost, damage and liability to those who use the materials. So the materials are covered in the office but also when in use by members.
The only restriction we have: People have to be member of our organization in order to be covered. In consequence our materials is only available for members (or when a member is responsible of the use, I believe). Every year we have an assessment to be sure the insured amount is enough / still adapted.
I think it's very dependent of the habits in your country, maybe of the law, and of course of the materials (worth, risk,...).
As Richard, I highly recommend to contact an insurance company which could advise you and adapt the answer to your needs. If non-adapted, you won't be totally covered and you could have a financial loss.
Cheers,
Hello everyone,
Like in France, Wikimedia CH has an insurance that covers the material and equipment up to a certain amount.
Hope this helps.
Kind regards Anh
On 16 Feb 2015, at 8:08 pm, Emeric Vallespi emeric.vallespi@wikimedia.fr wrote:
Hi,
Wikimédia France purchased an insurance which is not for each devices, the insurance company covers us until x€. It covers materials for theft, lost, damage and liability to those who use the materials. So the materials are covered in the office but also when in use by members.
The only restriction we have: People have to be member of our organization in order to be covered. In consequence our materials is only available for members (or when a member is responsible of the use, I believe). Every year we have an assessment to be sure the insured amount is enough / still adapted.
I think it's very dependent of the habits in your country, maybe of the law, and of course of the materials (worth, risk,...).
As Richard, I highly recommend to contact an insurance company which could advise you and adapt the answer to your needs. If non-adapted, you won't be totally covered and you could have a financial loss.
Cheers,
Emeric Vallespi Former Vice treasurer ...
Wikimédia France www.wikimedia.fr | Twitter: @Wikimedia_Fr
Mob. +33 6 61 15 13 12 | emeric.vallespi@wikimedia.fr Twitter: @evallespi
On 16 Feb 2015, at 11:51, Richard Symonds richard.symonds@wikimedia.org.uk wrote:
Ours comes as part of our office (& officers) insurance: you might not have an office, but it might be worth contacting an insurance company who deal with nonprofits?
Richard Symonds Wikimedia UK 0207 065 0992 Wikimedia UK is a Company Limited by Guarantee registered in England and Wales, Registered No. 6741827. Registered Charity No.1144513. Registered Office 4th Floor, Development House, 56-64 Leonard Street, London EC2A 4LT. United Kingdom. Wikimedia UK is the UK chapter of a global Wikimedia movement. The Wikimedia projects are run by the Wikimedia Foundation (who operate Wikipedia, amongst other projects). Wikimedia UK is an independent non-profit charity with no legal control over Wikipedia nor responsibility for its contents.
On 16 February 2015 at 06:06, Pine W wiki.pine@gmail.com wrote: Hi finance experts,
I spent some time looking for camera insurance for the camera that Cascadia has requested funding to purchase. It looks like standalone camera insurance is relatively expensive. Personal insurance, even with an endorsement, won't cover a camera that is used regularly for organizational use. How have other orgs arranged for camera insurance, if you have any?
Thanks, Pine
Treasurers mailing list Treasurers@lists.wikimedia.org https://lists.wikimedia.org/mailman/listinfo/treasurers
Treasurers mailing list Treasurers@lists.wikimedia.org https://lists.wikimedia.org/mailman/listinfo/treasurers
Treasurers mailing list Treasurers@lists.wikimedia.org https://lists.wikimedia.org/mailman/listinfo/treasurers
Hi,
our cameras are covered through a electronic insurance. But camera lenses does have an specific insurance.
Mit freundlichen Grüßen
Stephan Rost Finanzadministration & Berichtswesen
Wikimedia Deutschland e.V. | Tempelhofer Ufer 23-24 | 10963 Berlin Tel. (030) 219 158 26-0 http://wikimedia.de
Stellen Sie sich eine Welt vor, in der jeder Mensch an der Menge allen Wissens frei teilhaben kann. Helfen Sie uns dabei! http://spenden.wikimedia.de/
Wikimedia Deutschland - Gesellschaft zur Förderung Freien Wissens e. V. Eingetragen im Vereinsregister des Amtsgerichts Berlin-Charlottenburg unter der Nummer 23855 B. Als gemeinnützig anerkannt durch das Finanzamt für Körperschaften I Berlin, Steuernummer 27/681/51985.
2015-02-16 7:06 GMT+01:00 Pine W wiki.pine@gmail.com:
Hi finance experts,
I spent some time looking for camera insurance for the camera that Cascadia has requested funding to purchase. It looks like standalone camera insurance is relatively expensive. Personal insurance, even with an endorsement, won't cover a camera that is used regularly for organizational use. How have other orgs arranged for camera insurance, if you have any?
Thanks, Pine
Treasurers mailing list Treasurers@lists.wikimedia.org https://lists.wikimedia.org/mailman/listinfo/treasurers
Hi Pine,
This broker just helped us setup some limited camera equipment protection for volunteers, so you may want to talk to them to see what they can arrange for you.
Cindy Hawley, CPCU Executive Vice President Arthur J. Gallagher & Co. 1255 Battery Street, # 450 | San Francisco, CA 94111 P: (415) 536-8514 | F. (415) 536-5785 | M: (707) 696-5899 www.ajg.com | cindy_hawley@ajg.com Arthur J. Gallagher & Co. Insurance Brokers of California, Inc. CA License #0726293
Regards,
Garfield
On Sun, Feb 15, 2015 at 10:06 PM, Pine W wiki.pine@gmail.com wrote:
Hi finance experts,
I spent some time looking for camera insurance for the camera that Cascadia has requested funding to purchase. It looks like standalone camera insurance is relatively expensive. Personal insurance, even with an endorsement, won't cover a camera that is used regularly for organizational use. How have other orgs arranged for camera insurance, if you have any?
Thanks, Pine
Treasurers mailing list Treasurers@lists.wikimedia.org https://lists.wikimedia.org/mailman/listinfo/treasurers
treasurers@lists.wikimedia.org