Wikimédia France purchased an insurance which is not for each devices, the insurance company covers us until x€. It covers materials for theft, lost, damage and liability to those who use the materials. So the materials are covered in the office but also when in use by members.

The only restriction we have: People have to be member of our organization in order to be covered. In consequence our materials is only available for members (or when a member is responsible of the use, I believe).

Every year we have an assessment to be sure the insured amount is enough / still adapted.

I think it's very dependent of the habits in your country, maybe of the law, and of course of the materials (worth, risk,...).

As Richard, I highly recommend to contact an insurance company which could advise you and adapt the answer to your needs.

If non-adapted, you won't be totally covered and you could have a financial loss.

--
Emeric Vallespi
Former Vice treasurer ...

Wikimédia France
www.wikimedia.fr | Twitter: @Wikimedia_Fr

Mob. +33 6 61 15 13 12 | emeric.vallespi@wikimedia.fr
Twitter: @evallespi

On 16 Feb 2015, at 11:51, Richard Symonds <richard.symonds@wikimedia.org.uk> wrote:

Ours comes as part of our office (& officers) insurance: you might not have an office, but it might be worth contacting an insurance company who deal with nonprofits?

Richard Symonds

Wikimedia UK

0207 065 0992

Wikimedia UK is a Company Limited by Guarantee registered in England and Wales, Registered No. 6741827. Registered Charity No.1144513. Registered Office 4th Floor, Development House, 56-64 Leonard Street, London EC2A 4LT. United Kingdom. Wikimedia UK is the UK chapter of a global Wikimedia movement. The Wikimedia projects are run by the Wikimedia Foundation (who operate Wikipedia, amongst other projects).

Wikimedia UK is an independent non-profit charity with no legal control over Wikipedia nor responsibility for its contents.

On 16 February 2015 at 06:06, Pine W <wiki.pine@gmail.com> wrote:

Hi finance experts,

I spent some time looking for camera insurance for the camera that Cascadia has requested funding to purchase. It looks like standalone camera insurance is relatively expensive. Personal insurance, even with an endorsement, won't cover a camera that is used regularly for organizational use. How have other orgs arranged for camera insurance, if you have any?

Thanks,
Pine

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