Thanks for the suggestion. It may be quite awhile before I get to adding
this to the Learning Patterns Library, so I'd appreciate it if someone else
would copy over the info that I posted. (I'm supposed to be off-wiki
entirely for a week starting today, but that isn't happening, at least not
today.)
On Tue, Oct 27, 2015 at 12:53 PM, Kacie Harold <kharold(a)wikimedia.org>
wrote:
> +1 to writing a learning pattern on this - your research can save others
> time!
>
> On Tue, Oct 27, 2015 at 12:05 PM, James Hare <james.hare(a)wikidc.org>
> wrote:
>
>> Thank you, Pine
>>
>> I would recommend creating a learning pattern <
>> https://meta.wikimedia.org/wiki/Grants:Learning_patterns> so that this
>> information can be shared with the rest of Wikimedia.
>>
>>
>> Cheers,
>> James
>>
>> —
>> James Hare
>> President, Wikimedia DC
>> http://wikimediadc.org
>> @wikimediadc
>>
>> On Tuesday, October 27, 2015 at 3:03 PM, Pine W wrote:
>>
>> One subject that I've asked about on a few occasions is camera insurance.
>> I thought I'd share the results of my searches in case other affiliates are
>> also interested in the subject. In the United States, the lowest deductible
>> that I've found is $250, and that was for a policy with a minimum premium
>> of $500. So I'd say that camera insurance is not worth the cost for most of
>> the cameras that affiliates are likely to be lending, even for affiliates
>> that have multiple pieces of equipment available for loan. OTOH if
>> affiliates own and are lending midrange or higher end cameras (For example,
>> Nikon D750, Canon 5D Mark III, Sony Alpha 7R II, or Pentax 645Z) or
>> camcorders or lenses, it might be worthwhile to get insurance, especially
>> if the aggregate value of the equipment is a considerable sum and they're
>> not covered or have limited coverage in the event of theft or fire from the
>> property where they're stored when not being loaned. (Some property
>> insurance policies which would otherwise cover losses from theft or fire at
>> businesses may have lower limits and/or higher deductables for electronics
>> such as cameras.)
>>
>> Note that getting riders on insurance for private individuals (as opposed
>> to organizations like affiliates) is often far less expensive, at least in
>> the U.S., than getting the kind of commercial camera insurance that applies
>> to affiliates. My personal camera equipment is insured at quite reasonable
>> rates, and I would encourage Wikimedia photographers with even a few
>> hundred dollars' worth of private camera equipment to contact their
>> personal property insurers about getting camera insurance. This way, if I'm
>> at Wikimania and my personal camera goes missing, the loss is covered.
>>
>> HTH,
>>
>> Pine
>>
>>
>>
>
>
> --
> ----
> Kacie Harold
> Interim Program Officer - Project and Event Grants
> Wikimedia Foundation
>
One subject that I've asked about on a few occasions is camera insurance. I
thought I'd share the results of my searches in case other affiliates are
also interested in the subject. In the United States, the lowest deductible
that I've found is $250, and that was for a policy with a minimum premium
of $500. So I'd say that camera insurance is not worth the cost for most of
the cameras that affiliates are likely to be lending, even for affiliates
that have multiple pieces of equipment available for loan. OTOH if
affiliates own and are lending midrange or higher end cameras (For example,
Nikon D750, Canon 5D Mark III, Sony Alpha 7R II, or Pentax 645Z) or
camcorders or lenses, it might be worthwhile to get insurance, especially
if the aggregate value of the equipment is a considerable sum and they're
not covered or have limited coverage in the event of theft or fire from the
property where they're stored when not being loaned. (Some property
insurance policies which would otherwise cover losses from theft or fire at
businesses may have lower limits and/or higher deductables for electronics
such as cameras.)
Note that getting riders on insurance for private individuals (as opposed
to organizations like affiliates) is often far less expensive, at least in
the U.S., than getting the kind of commercial camera insurance that applies
to affiliates. My personal camera equipment is insured at quite reasonable
rates, and I would encourage Wikimedia photographers with even a few
hundred dollars' worth of private camera equipment to contact their
personal property insurers about getting camera insurance. This way, if I'm
at Wikimania and my personal camera goes missing, the loss is covered.
HTH,
Pine
All,
A short announcement: our Interrim Chief Executive (D'Arcy Myers) has now
left us, please remember to update your address books to our new Chief
Executive, Lucy Crompton-Reid <lucy.crompton-reid(a)wikimedia.org.uk>. She
started today, but is still catching up on things, so bear in mind that she
might be a little slow in replying to any emails.
You can read more about Lucy here:
https://blog.wikimedia.org.uk/2015/07/welcoming-lucy-crompton-reid-as-new-c…
All the best,
Richard Symonds
Wikimedia UK
0207 065 0992
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