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once a month or so, someone complains that suddenly, ssh won't let them log in. usually, this is because they made their home directory world writable.
i have no idea what would possess someone to do this (since, among other things, it would let anyone take over your account), but whatever you think it's going to fix: don't do it. you won't be able to log in anymore.
(also, anyone who thinks 'hmmm, giving everyone write access to my home directory would be a good idea' should probably stop and learn about Unix and security before doing anything more on the toolserver.)
- river.