On Nov 28, 2012 11:05 PM, "Andrew Turvey" <andrewrturvey@googlemail.com> wrote:
>
> Credit checking, besides the costs, would require consent and can damage their credit rating so I would strongly advise against that.

Just to clarify, it wouldn't actually be a credit check. It would be using a credit agency's database to verify an identity. It wouldn't appear on a credit report as an attempt to get credit - it's a separate service designed for exactly this kind of thing.