This means it becomes very hard for a lot of people to pay this. I could provide anecdotal evidence about how I never (maybe once?) used a credit card in the Netherlands, but I found something much more fun: http://sdw.ecb.europa.eu/reports.do?node=1000004051Yes, it is the only payment option. I appreciate that there are effective and commonly used bank transfer systems in some European countries, but our administrative capacity and the booking website meant we had to settle on one method of payment.