On Jun 4, 2014 11:04 AM, "Richard Symonds"
<richard.symonds(a)wikimedia.org.uk
wrote:
Roan,
I don't mean to sound daft, but Chip & PIN cards are (at least
here)
MasterCard/Visa cards with 16-digit numbers. The two are the same?
They are in the UK, but not elsewhere. I have a
Dutch chip&PIN card that
works at UK stores but has no 16-digit number or anything else that lets
you use it on line.
The reason people are cautious about giving out bank
details is because
of things like this:
http://www.museumofhoaxes.com/hoax/weblog/permalink/clarksons_account_gets_…
...
Wow. That's really bad. I'm surprised the center of the financial universe
doesn't have a better system. Publishing bank details is common in .nl and
direct debit fraud is rare (and harshly punished).
On topic: credit card penetration is lower than you (people living in
counties where credit cards are ubiquitous) think. Even in many developed
countries, even in places close to the UK, the average Joe does not have a
credit card (or something compatible like a MC/Visa debit card). People
only get them for international travel to certain countries, international
payments to those countries, business-related reasons, that kind of stuff.
Getting one takes time, and finding someone who already has one isn't
always feasible. I recommend adding PayPal as a payment option.
Roan