Thanks for the suggestion. It may be quite awhile before I get to adding this to the Learning Patterns Library, so I'd appreciate it if someone else would copy over the info that I posted. (I'm supposed to be off-wiki entirely for a week starting today, but that isn't happening, at least not today.)
On Tue, Oct 27, 2015 at 12:53 PM, Kacie Harold kharold@wikimedia.org wrote:
+1 to writing a learning pattern on this - your research can save others time!
On Tue, Oct 27, 2015 at 12:05 PM, James Hare james.hare@wikidc.org wrote:
Thank you, Pine
I would recommend creating a learning pattern < https://meta.wikimedia.org/wiki/Grants:Learning_patterns%3E so that this information can be shared with the rest of Wikimedia.
Cheers, James
— James Hare President, Wikimedia DC http://wikimediadc.org @wikimediadc
On Tuesday, October 27, 2015 at 3:03 PM, Pine W wrote:
One subject that I've asked about on a few occasions is camera insurance. I thought I'd share the results of my searches in case other affiliates are also interested in the subject. In the United States, the lowest deductible that I've found is $250, and that was for a policy with a minimum premium of $500. So I'd say that camera insurance is not worth the cost for most of the cameras that affiliates are likely to be lending, even for affiliates that have multiple pieces of equipment available for loan. OTOH if affiliates own and are lending midrange or higher end cameras (For example, Nikon D750, Canon 5D Mark III, Sony Alpha 7R II, or Pentax 645Z) or camcorders or lenses, it might be worthwhile to get insurance, especially if the aggregate value of the equipment is a considerable sum and they're not covered or have limited coverage in the event of theft or fire from the property where they're stored when not being loaned. (Some property insurance policies which would otherwise cover losses from theft or fire at businesses may have lower limits and/or higher deductables for electronics such as cameras.)
Note that getting riders on insurance for private individuals (as opposed to organizations like affiliates) is often far less expensive, at least in the U.S., than getting the kind of commercial camera insurance that applies to affiliates. My personal camera equipment is insured at quite reasonable rates, and I would encourage Wikimedia photographers with even a few hundred dollars' worth of private camera equipment to contact their personal property insurers about getting camera insurance. This way, if I'm at Wikimania and my personal camera goes missing, the loss is covered.
HTH,
Pine
--
Kacie Harold Interim Program Officer - Project and Event Grants Wikimedia Foundation
treasurers@lists.wikimedia.org